A biometric bank in Shanghai can complete authentication with its own biometrics
On April 9, 2018, the Shanghai No. 1 Bank of China Construction Bank, located at No. 303 Jiujiang Road, Huangpu District, Shanghai, held a grand opening ceremony and officially opened its services. This move will redefine the financial service experience of bank customers. It is an important layout for CCB Shanghai Branch to continuously improve its financial service system, improve the operational efficiency of its outlets, and promote the intelligent development of physical outlets.
It is reported that this is the first unmanned banking network in the domestic banking industry that integrates AR/VR technology, biometrics, speech recognition and holographic projection. Among them, biometric technology is widely used in unmanned banks. Access gates, intelligent robots, VR viewing rooms, VIP rooms and various financial self-service devices, without the need for any tellers to participate, and do not need to carry any documents, with their own biometrics can complete the identity verification.
It is not surprising that face feature recognition is applied at various bank outlets. The reporter noted that CCB No. Bank applied iris recognition to bank financial self-service tools and VR equipment for the first time. It is the first successful case of the domestic banking industry to use the iris feature as identity authentication. As a kind of biometric technology with high recognition, easy to counterfeit and good stability, iris recognition technology meets the needs of bank information security and capital security for high-precision and high-identification identification methods.
Among the various intelligent experiences of unmanned banks, the most attractive reporters are the “Jianrong Home VR viewing†system integrated with the iris recognition function. Combined with the concept of “CCB Jianrong Homeâ€, which was proposed by CCB before, everyone’s concept of “Resting VR†will help CCB to open a new era of financial support for long-term housing market. The reporter interviewed a staff member of CCB on the spot. He is explaining the use method and experience process of the iris VR viewing equipment to the experience of the outdoor VR viewing room of Jianrong Home VR. "All the houses in the VR system are According to the real estate model provided by CCB Jianrong Home, if you encounter the favorite house when you are looking at the house, you can directly use the iris recognition module in the VR helmet to complete the user identity authentication. In the upgraded version, you can also wear the helmet. Complete the appointment, sign the contract, and even check the corresponding credit rating according to the identity of the user identified by the iris, and complete the rental loan.†He told reporters that “the iris feature as an authentication method can meet the high security requirements of bank financial transactions for identity authentication. Based on the identity authentication system developed by Iris VR, in the future, it can also connect with most of the bank's business such as wealth management, spending households, business consulting, etc., so as to enhance the bank's risk control management, it can also enhance the user's intelligent experience of financial business. ."
The reporter asked on the spot which company the iris recognition technology came from, and whether it had domestic independent intellectual property rights. The staff member was very proud to tell the reporter, “China Construction Bank has developed a number of sets of domestic iris recognition vendors through rigorous algorithm evaluation. The prototype was used for the actual experience. Finally, an iris recognition technology manufacturer with complete independent intellectual property rights and reaching the international leading level was selected to provide a complete set of iris VR solutions and iris face two-in-one access control programs. After several months. The testing, internal testing and public testing, the current recognition accuracy and user experience have fully met expectations, officially open to the public, and will be fully promoted in CCB's various outlets in the future."
The reporter entered the Jianrong home VR viewing system to personally experience, sit on the seat, just wear the head display, the screen immediately appears the identity information of the viewer, without the user to actively cooperate, and in the case of the user without perception, Silently complete the iris authentication of the VR user. The iris module is subtly embedded in the VR device and its identification function is solved, which solves the problem that other biometric recognition methods are difficult to integrate into the VR device. For example, the fingerprint sensor is nowhere to be placed on the VR, and most of the face is blocked by the head. It is impossible to perform face recognition and the like. The successful combination of iris recognition and VR provides more possibilities for VR's online shopping and payment functions in various industries. In the future, there is even hope to launch a virtual bank based entirely on iris VR devices.
The CCB unmanned bank applied biometrics such as face and iris to the self-service business scenarios of the network, which satisfied the diversified needs of users for banking transaction authentication methods. In the era of bank smart transformation and financial innovation development, iris recognition will undoubtedly become the best choice for identity authentication in the financial payment field. With the continuous maturity of iris recognition technology, iris VR products based on iris recognition identity will also be superior. The safety and convenience have won broad market prospects, spread the application on a large scale, and provide users with safer and more convenient financial services! ! !
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